About Me

Greetings, and welcome to my blog! My name is Justin (J for short). I currently live in Memphis, TN, though I’ve lived in several places (northeast Ohio, New Orleans, North Carolina and Chicago). I work a typical desk job, and that’s really all there is to it!

I played sports growing up and through high school, but stopped in college (save for serving as the goalie in intramural soccer during grad school). In between college and grad school, I worked out at a gym a few times a week and tried to eat healthy, but for some reason never really made any progress. Sometime around 2008, I decided to go for a run one day. I made it around the block, and went home. I eventually made it up to three miles, maybe twice a week. When I moved back to North Carolina in 2009 for grad school, I ran a bit on my own, but also did Dawn With The Dean, which was a once-a-week run with the dean of the business school, at 6:15AM. I almost always was the last to finish – the guys at the front would actually run backwards to find the last person, and run back with them!

In December 2010, I ran my first 5k. I thought if I could do that, why not a half marathon! I barely trained, only went to ten miles once, then drove up to DC to run the National Half Marathon. I finished, I froze my ass off, but I got my medal! Since then, I’ve maintained somewhat a running routine, though it ebbs and flows depending on where I’m at and what I’m doing. I’ve done a full marathon, three halves, a 10k and a handful of 5ks. And a sprint triathlon.

During this period of discovering myself as a runner, I also began to learn about personal finance. I managed to escape undergrad with minimal student loan debt, but that didn’t stop me from racking up credit cards and other lines of credit. At its worst, my debt balance was around $65k all in, $25k of which was credit cards and my personal line of credit. I graduated from graduate school, got a higher paying job and committed myself to paying it all off. It’s still a struggle, but it’s one I wish I had started early (or, more accurately, NOT GOTTEN INTO IN THE FIRST PLACE!)

I have diverse tastes, diverse interests and I strive to be a bit of a renaissance man. I feel it leads to being more well-rounded overall. This blog will chronicle my personal journey through healthy living, financial freedom, lifelong learning and entrepreneurship.

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